August 2021: Was July Bottom?

August numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,959 (+$666) Total other non-mortgage debt:  $14,830 (-$2,576) Total mortgage debt:  $219,882 (-$1,004) Cash/cash equivalents:  $9,449 (+$487) Total retirement… Continue Reading

July 2021: Hitting Bottom?

July numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,293 (+$2,638) Total other non-mortgage debt:  $17,406 (+$1,248) Total mortgage debt:  $220,886 (-$1,000) Cash/cash equivalents:  $8,962 (-$1,033) Total retirement… Continue Reading

May 2021: Continued Awful With Hopeful Glimmers

May numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $34,605 (+$1,864) Total other non-mortgage debt:  $14,646 (+$3,692) Total mortgage debt:  $222,883 (+$78,734) Cash/cash equivalents:  $5,560 (+$560) Total retirement… Continue Reading

April 2021: Basically A Disaster

April numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $32,741 (+$2,938) Total other non-mortgage debt:  $12,145 (-$937) Total other non-mortgage debt:  $10,954 (+$1,191) Total mortgage debt:  $144,149 (-$862)… Continue Reading

July 2020: Spending Whoopsy-Daisy

July numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $25,407 (+$1,571) Total other non-mortgage debt:    $6,526 (-$1,420) Total mortgage debt:            $151,836 (-$841) Cash/cash… Continue Reading

June 2020: Some Positive Signs

June numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 (-$341) Total credit card debt: $23,836 (+$99) Total other non-mortgage debt: $7,946 (-$1,412) Total mortgage debt: $152,677 (-$830) Cash/cash equivalents: $7,022 (+$1,099) Total retirement savings: $139,560 (+$10,391)… Continue Reading

May 2020: Stabilizing

May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading

March 2020 Update: Same as Everyone Else, Completely Terrible

March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading

February 2020 Update: Continued Awful With More to Come

February numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616  Total credit card debt: $25,705 (-$3,071) Total other non-mortgage debt: $9,462 (+$2,751) Total mortgage debt: $156,020 (-$753) Cash/cash equivalents: $15,694 (+$998) Total retirement savings: $175,410 (+$4,283) Non-Equity… Continue Reading