December numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $38,127 (-$4,864) Total other non-mortgage debt: $10,348 (+$2,993) Total mortgage debt: $215,842 (-$1,024) Cash/cash equivalents: $8,106 (-$386) Total retirement… Continue Reading
November numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $42,991 (+$185) Total other non-mortgage debt: $7,355 (+$1,218) Total mortgage debt: $216,866 (-$1,001) Cash/cash equivalents: $8,492 (-$431) Total retirement… Continue Reading
August numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $38,959 (+$666) Total other non-mortgage debt: $14,830 (-$2,576) Total mortgage debt: $219,882 (-$1,004) Cash/cash equivalents: $9,449 (+$487) Total retirement… Continue Reading
July numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $38,293 (+$2,638) Total other non-mortgage debt: $17,406 (+$1,248) Total mortgage debt: $220,886 (-$1,000) Cash/cash equivalents: $8,962 (-$1,033) Total retirement… Continue Reading
June numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $35,655 (+$1,050) Total other non-mortgage debt: $16,158 (+$1,512) Total mortgage debt: $221,886 (-$997) Cash/cash equivalents: $9,995 (+$4,435) Total retirement… Continue Reading
May numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $34,605 (+$1,864) Total other non-mortgage debt: $14,646 (+$3,692) Total mortgage debt: $222,883 (+$78,734) Cash/cash equivalents: $5,560 (+$560) Total retirement… Continue Reading
January numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Total credit card debt: $33,645 (-$1,251) Total other non-mortgage debt: $7,816 (+$6,460) Total mortgage debt: $146,729 (-$857) Cash/cash equivalents: $11,020 (+$327) Total retirement… Continue Reading
I know I’ve been updating month to month as I’ve gone through this process, but I think it’s also critical to keep a longer-term view. Mainly because the short term can sometimes be a kick in the balls, and we… Continue Reading
Ok, this may not seem like much, but it’s big to me. My living situation recently changed (more on that in my last post here) which means my roommate’s Keurig went with him to his next place. The last time… Continue Reading
I do something called house hacking (see more info here). This is a strategy by which you minimize your housing expense through a variety of methods. I’ll list a few of the more popular here: Buying a multi-family property and… Continue Reading