January numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Total credit card debt: $33,645 (-$1,251) Total other non-mortgage debt: $7,816 (+$6,460) Total mortgage debt: $146,729 (-$857) Cash/cash equivalents: $11,020 (+$327) Total retirement… Continue Reading
February numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,705 (-$3,071) Total other non-mortgage debt: $9,462 (+$2,751) Total mortgage debt: $156,020 (-$753) Cash/cash equivalents: $15,694 (+$998) Total retirement savings: $175,410 (+$4,283) Non-Equity… Continue Reading
In working on a possible next real estate deal my realtor urged me to begin incorporating my property equity into my net worth. I had resisted doing that, but I was able to talk myself into it by including the… Continue Reading