March 2020 Update: Same as Everyone Else, Completely Terrible

March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading

Rentals and My Why of FI

Looking to the future

Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading

February 2020 Update: Continued Awful With More to Come

February numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616  Total credit card debt: $25,705 (-$3,071) Total other non-mortgage debt: $9,462 (+$2,751) Total mortgage debt: $156,020 (-$753) Cash/cash equivalents: $15,694 (+$998) Total retirement savings: $175,410 (+$4,283) Non-Equity… Continue Reading