September 2020: Debt Spike!

September numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $20,441 (-$3,041) Total other non-mortgage debt:    $10,548 (+$3,909) Total mortgage debt:            $150,146 (-$846) Cash/cash… Continue Reading

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Why I (Still) Don’t Have an Emergency Fund (Emergency Fund Series Part 1)

Someone from Money reached out to me about my ‘Why I Have No Emergency Fund’ post (I know, I’m shocked someone reads this blog too) referring to their article about high-interest savings accounts (https://money.com/best-high-yield-savings-accounts/ if you’re interested – it really… Continue Reading