December 2021: Forgotten Again!

December numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,127 (-$4,864) Total other non-mortgage debt:  $10,348 (+$2,993) Total mortgage debt:  $215,842 (-$1,024) Cash/cash equivalents:  $8,106 (-$386) Total retirement… Continue Reading

November 2021: Continued Bad

November numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $42,991 (+$185) Total other non-mortgage debt:  $7,355 (+$1,218) Total mortgage debt:  $216,866 (-$1,001) Cash/cash equivalents:  $8,492 (-$431) Total retirement… Continue Reading

October 2021: Holidays Are Coming!

October numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $42,806 (-$1,274) Total other non-mortgage debt:  $6,137(+$2,518) Total mortgage debt:  $217,867 (-$1,009) Cash/cash equivalents:  $8,923 (+$341) Total retirement savings: … Continue Reading

September 2021: Climbing Back Up!

September numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $44,080 (+$5,121) Total other non-mortgage debt:  $3,619 (-$11,211) Total mortgage debt:  $218,876 (-$1,006) Cash/cash equivalents:  $8,582 (-$867) Total retirement… Continue Reading

August 2021: Was July Bottom?

August numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,959 (+$666) Total other non-mortgage debt:  $14,830 (-$2,576) Total mortgage debt:  $219,882 (-$1,004) Cash/cash equivalents:  $9,449 (+$487) Total retirement… Continue Reading

July 2021: Hitting Bottom?

July numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,293 (+$2,638) Total other non-mortgage debt:  $17,406 (+$1,248) Total mortgage debt:  $220,886 (-$1,000) Cash/cash equivalents:  $8,962 (-$1,033) Total retirement… Continue Reading

June 2021: Continued Downward Pointing

June numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $35,655 (+$1,050) Total other non-mortgage debt:  $16,158 (+$1,512) Total mortgage debt:  $221,886 (-$997) Cash/cash equivalents:  $9,995 (+$4,435) Total retirement… Continue Reading

May 2021: Continued Awful With Hopeful Glimmers

May numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $34,605 (+$1,864) Total other non-mortgage debt:  $14,646 (+$3,692) Total mortgage debt:  $222,883 (+$78,734) Cash/cash equivalents:  $5,560 (+$560) Total retirement… Continue Reading

April 2021: Basically A Disaster

April numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $32,741 (+$2,938) Total other non-mortgage debt:  $12,145 (-$937) Total other non-mortgage debt:  $10,954 (+$1,191) Total mortgage debt:  $144,149 (-$862)… Continue Reading

March 2021: Better, Soon to be Worse

March numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $29,803 (-$2,942) Total other non-mortgage debt:  $12,145 (-$937) Total mortgage debt:  $145,011 (-$860) Cash/cash equivalents:  $12,492 (+$211) Total retirement… Continue Reading