Roth IRA

Why I DO Keep Accessible Cash (Emergency Fund Series Part 2)

Posted on by Dumpling
roll of american dollar banknotes tightened with band

So if an emergency fund is a racket and BAD IDEA (as thoroughly covered here and here) what do I do? I don’t keep an emergency fund, but I do keep quite a bit of accessible funds around. These aren’t… Continue Reading →

March 2020 Update: Same as Everyone Else, Completely Terrible

Posted on by Dumpling

March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading →