Details about my plans to one day not work.
May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading
April numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $22,612 (-3,260) Total other non-mortgage debt: $11,420 (+1,384) Total mortgage debt: $154,353 (-$835) Cash/cash equivalents: $5,564 (+837) Total retirement savings: $128,401 (+$10,010) Non-Equity… Continue Reading
March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading
Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading
February numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,705 (-$3,071) Total other non-mortgage debt: $9,462 (+$2,751) Total mortgage debt: $156,020 (-$753) Cash/cash equivalents: $15,694 (+$998) Total retirement savings: $175,410 (+$4,283) Non-Equity… Continue Reading
I own a few shares of Disney stock and it recently underlined for me why DRIP (definition here) investing is powerful – particularly for those who don’t make a lot of money. I bought the stock in 2013 because I… Continue Reading
I shared it already, but I have a new house! You also will have seen it amply reflected in the precipitous increase in my debt load. This is my fifth property in my attempt to use Real Estate to FIRE… Continue Reading
So, I know I’ve talked about my love of Annaly Capital Management (NLY) for investment purposes, and not just because you need to spell it reeeeaaaaallly carefully. See that conversation here. Again, please let me know if I’m wrong about… Continue Reading
September numbers: Personal: Gross monthly W2 pay: $5,375 (+$542) Net monthly W2 pay: $3,387 (+$59) Total credit card debt: $23,790 (-$1,613) Total other non-mortgage debt: $9,906 (+3,624) Total mortgage debt: $142,354 (-$741) Cash/cash equivalents: $12,882 (-$768) Total retirement savings: $153,148… Continue Reading
July numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $3,328 (-$9) Total credit card debt: $21,560 (+$1,363) Total other non-mortgage debt: $3,239 (+$806) Total mortgage debt: $110,327 (-$736) Cash/cash equivalents: $16,086 (+$955)… Continue Reading