Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading
February numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,705 (-$3,071) Total other non-mortgage debt: $9,462 (+$2,751) Total mortgage debt: $156,020 (-$753) Cash/cash equivalents: $15,694 (+$998) Total retirement savings: $175,410 (+$4,283) Non-Equity… Continue Reading
December numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,387 Total credit card debt: $24,782 (+$4,484) Total other non-mortgage debt: $4,865 (-$3,937) Total mortgage debt: $154,608 (-$501) Cash/cash equivalents: $14,332 (+$586) Total retirement savings: $165,017 (+$3,763) Non-Equity… Continue Reading
So I’ve added an affiliate link page (here, or as a clickable link in the top tabs near the privacy policy) as well as google and Amazon ads. This is just another step along the path to financial independence and… Continue Reading
I know I’ve been updating month to month as I’ve gone through this process, but I think it’s also critical to keep a longer-term view. Mainly because the short term can sometimes be a kick in the balls, and we… Continue Reading