December numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $38,127 (-$4,864) Total other non-mortgage debt: $10,348 (+$2,993) Total mortgage debt: $215,842 (-$1,024) Cash/cash equivalents: $8,106 (-$386) Total retirement… Continue Reading
July numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $38,293 (+$2,638) Total other non-mortgage debt: $17,406 (+$1,248) Total mortgage debt: $220,886 (-$1,000) Cash/cash equivalents: $8,962 (-$1,033) Total retirement… Continue Reading
June numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $35,655 (+$1,050) Total other non-mortgage debt: $16,158 (+$1,512) Total mortgage debt: $221,886 (-$997) Cash/cash equivalents: $9,995 (+$4,435) Total retirement… Continue Reading
April numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $32,741 (+$2,938) Total other non-mortgage debt: $12,145 (-$937) Total other non-mortgage debt: $10,954 (+$1,191) Total mortgage debt: $144,149 (-$862)… Continue Reading
December numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Total credit card debt: $34,896 (+$1,184) Total other non-mortgage debt: $1,356 (-$104) Total mortgage debt: $147,586 (-$853) Cash/cash equivalents: $10,693 (+$781) Total retirement… Continue Reading
November numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (+$195) Total credit card debt: $33,712 (+$9,101) Total other non-mortgage debt: $1,460 (-$8,367) Total mortgage debt: $148,439 (-$858) Cash/cash equivalents: $9,912 (+$891) Total retirement savings: … Continue Reading
August numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 Total credit card debt: $23,482 (-$1,925) Total other non-mortgage debt: $6,639 (+$113) Total mortgage debt: $150,992 (-$844) Cash/cash equivalents: $8,165 (+$495) Total retirement savings: $152,200 (+$5,395) Non-Equity… Continue Reading
June numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 (-$341) Total credit card debt: $23,836 (+$99) Total other non-mortgage debt: $7,946 (-$1,412) Total mortgage debt: $152,677 (-$830) Cash/cash equivalents: $7,022 (+$1,099) Total retirement savings: $139,560 (+$10,391)… Continue Reading
May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading
Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading