December 2021: Forgotten Again!

December numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,127 (-$4,864) Total other non-mortgage debt:  $10,348 (+$2,993) Total mortgage debt:  $215,842 (-$1,024) Cash/cash equivalents:  $8,106 (-$386) Total retirement… Continue Reading

November 2021: Continued Bad

November numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $42,991 (+$185) Total other non-mortgage debt:  $7,355 (+$1,218) Total mortgage debt:  $216,866 (-$1,001) Cash/cash equivalents:  $8,492 (-$431) Total retirement… Continue Reading

October 2021: Holidays Are Coming!

October numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $42,806 (-$1,274) Total other non-mortgage debt:  $6,137(+$2,518) Total mortgage debt:  $217,867 (-$1,009) Cash/cash equivalents:  $8,923 (+$341) Total retirement savings: … Continue Reading

September 2021: Climbing Back Up!

September numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $44,080 (+$5,121) Total other non-mortgage debt:  $3,619 (-$11,211) Total mortgage debt:  $218,876 (-$1,006) Cash/cash equivalents:  $8,582 (-$867) Total retirement… Continue Reading

August 2021: Was July Bottom?

August numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,959 (+$666) Total other non-mortgage debt:  $14,830 (-$2,576) Total mortgage debt:  $219,882 (-$1,004) Cash/cash equivalents:  $9,449 (+$487) Total retirement… Continue Reading

July 2021: Hitting Bottom?

July numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $38,293 (+$2,638) Total other non-mortgage debt:  $17,406 (+$1,248) Total mortgage debt:  $220,886 (-$1,000) Cash/cash equivalents:  $8,962 (-$1,033) Total retirement… Continue Reading

January 2021: Monthly Update (and Holiday Shenanigans)

January numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (no change) Total credit card debt:  $33,645 (-$1,251) Total other non-mortgage debt:  $7,816 (+$6,460) Total mortgage debt:  $146,729 (-$857) Cash/cash equivalents:  $11,020 (+$327) Total retirement… Continue Reading

December 2020: Staggering Toward the End

December numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (no change) Total credit card debt:  $34,896 (+$1,184) Total other non-mortgage debt:  $1,356 (-$104) Total mortgage debt:  $147,586 (-$853) Cash/cash equivalents:  $10,693 (+$781) Total retirement… Continue Reading

November 2020: Accidental Market Timing Super-Duper Helps

November numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (+$195) Total credit card debt:  $33,712 (+$9,101) Total other non-mortgage debt:  $1,460 (-$8,367) Total mortgage debt:  $148,439 (-$858) Cash/cash equivalents:  $9,912 (+$891) Total retirement savings: … Continue Reading

September 2020: Debt Spike!

September numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $20,441 (-$3,041) Total other non-mortgage debt:    $10,548 (+$3,909) Total mortgage debt:            $150,146 (-$846) Cash/cash… Continue Reading