September 2020: Debt Spike!

September numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $20,441 (-$3,041) Total other non-mortgage debt:    $10,548 (+$3,909) Total mortgage debt:            $150,146 (-$846) Cash/cash… Continue Reading

July 2020: Spending Whoopsy-Daisy

July numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $25,407 (+$1,571) Total other non-mortgage debt:    $6,526 (-$1,420) Total mortgage debt:            $151,836 (-$841) Cash/cash… Continue Reading

May 2020: Stabilizing

May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading

April 2020: On the March to Zero

April numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $22,612 (-3,260) Total other non-mortgage debt: $11,420 (+1,384) Total mortgage debt: $154,353 (-$835) Cash/cash equivalents: $5,564 (+837) Total retirement savings: $128,401 (+$10,010) Non-Equity… Continue Reading

March 2020 Update: Same as Everyone Else, Completely Terrible

March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading