January 2021: Monthly Update (and Holiday Shenanigans)

January numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (no change) Total credit card debt:  $33,645 (-$1,251) Total other non-mortgage debt:  $7,816 (+$6,460) Total mortgage debt:  $146,729 (-$857) Cash/cash equivalents:  $11,020 (+$327) Total retirement… Continue Reading

November 2020: Accidental Market Timing Super-Duper Helps

November numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (+$195) Total credit card debt:  $33,712 (+$9,101) Total other non-mortgage debt:  $1,460 (-$8,367) Total mortgage debt:  $148,439 (-$858) Cash/cash equivalents:  $9,912 (+$891) Total retirement savings: … Continue Reading

September 2020: Debt Spike!

September numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $20,441 (-$3,041) Total other non-mortgage debt:    $10,548 (+$3,909) Total mortgage debt:            $150,146 (-$846) Cash/cash… Continue Reading

July 2020: Spending Whoopsy-Daisy

July numbers: Personal: Gross monthly W2 pay:         $5,375 Net monthly W2 pay:             $3,275  Total credit card debt:            $25,407 (+$1,571) Total other non-mortgage debt:    $6,526 (-$1,420) Total mortgage debt:            $151,836 (-$841) Cash/cash… Continue Reading

May 2020: Stabilizing

May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading

December 2019 Update: Lots of Moving Money!

December numbers: Personal: Gross monthly W2 pay: $5,375  Net monthly W2 pay: $3,387  Total credit card debt: $24,782 (+$4,484) Total other non-mortgage debt: $4,865 (-$3,937) Total mortgage debt: $154,608 (-$501) Cash/cash equivalents: $14,332 (+$586) Total retirement savings: $165,017 (+$3,763) Non-Equity… Continue Reading