May numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $34,605 (+$1,864) Total other non-mortgage debt: $14,646 (+$3,692) Total mortgage debt: $222,883 (+$78,734) Cash/cash equivalents: $5,560 (+$560) Total retirement… Continue Reading
March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading
Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading