December numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $2,833 (+$5, again no idea why) Total credit card debt: $20,770 (+$10,729) Total other non-mortgage debt: $6,572 (-$10,187) Total mortgage debt: $115,610 (-$550)… Continue Reading
Ok, this may not seem like much, but it’s big to me. My living situation recently changed (more on that in my last post here) which means my roommate’s Keurig went with him to his next place. The last time… Continue Reading
I do something called house hacking (see more info here). This is a strategy by which you minimize your housing expense through a variety of methods. I’ll list a few of the more popular here: Buying a multi-family property and… Continue Reading
Hope you all have a great holiday, full of fun and family!
November numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $2,828 (-$6, again no idea why) Total credit card debt: $10,041 (-$623) Total other non-mortgage debt: $16,759 (-$541) Total mortgage debt: $116,160 (-$720)… Continue Reading
One of the things I always try to remember about working toward financial independence is that we’re all potentially on the path to early retirement. It’s just that some of us may not know it (a good article that sparked… Continue Reading
So, if you’ve been reading here you’ll know I’m a big fan of Scott Trench’s book Set for Life. I think it’s a great resource for people starting out, or as a refresher for those already on the path to… Continue Reading
October numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $2,834 (-$95, no idea why) Total credit card debt: $10,664 (+$443) Total other non-mortgage debt: $17,300 (-$819) Total mortgage debt: $116,880 (-$720) Cash/cash… Continue Reading
So I have a confession to make. I spend too much money. I know, I know, you’re like “Well, duh, Dumpling, so does everyone – life is expensive!” And that’s true. However, I’ve done a decent job of dialing back… Continue Reading
Or maybe it just sucks in general. I’ll explain. No, I’ll sum up. I have used probably a dozen budgeting and account aggregation tools in my lifetime. Mint, Wealthfront, YNAB, and others provided by my various banking institutions. The problem… Continue Reading