November numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $42,991 (+$185) Total other non-mortgage debt: $7,355 (+$1,218) Total mortgage debt: $216,866 (-$1,001) Cash/cash equivalents: $8,492 (-$431) Total retirement… Continue Reading
September numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $44,080 (+$5,121) Total other non-mortgage debt: $3,619 (-$11,211) Total mortgage debt: $218,876 (-$1,006) Cash/cash equivalents: $8,582 (-$867) Total retirement… Continue Reading
June numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $35,655 (+$1,050) Total other non-mortgage debt: $16,158 (+$1,512) Total mortgage debt: $221,886 (-$997) Cash/cash equivalents: $9,995 (+$4,435) Total retirement… Continue Reading
March numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $29,803 (-$2,942) Total other non-mortgage debt: $12,145 (-$937) Total mortgage debt: $145,011 (-$860) Cash/cash equivalents: $12,492 (+$211) Total retirement… Continue Reading
February numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Net monthly W2 pay: $3,373 (-$97) Total credit card debt: $32,745 (-$900) Total other non-mortgage debt: $13,082 (+$5,266) Total mortgage debt: $145,871 (-$858)… Continue Reading
I’m sure everyone has seen the story about Gamestop and others in the past few days. I’m sure everyone will see more in the next few days and weeks. If not, here’s just one of the dozens of stories. I… Continue Reading
September numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 Total credit card debt: $20,441 (-$3,041) Total other non-mortgage debt: $10,548 (+$3,909) Total mortgage debt: $150,146 (-$846) Cash/cash… Continue Reading
Someone from Money reached out to me about my ‘Why I Have No Emergency Fund’ post (I know, I’m shocked someone reads this blog too) referring to their article about high-interest savings accounts (https://money.com/best-high-yield-savings-accounts/ if you’re interested – it really… Continue Reading
May numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $23,737 (+$1,125) Total other non-mortgage debt: $9,358 (-$2,062) Total mortgage debt: $153,516 (-$837) Cash/cash equivalents: $5,923 (+$359) Total retirement savings: $129,169 (+$768) Non-Equity… Continue Reading
April numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $22,612 (-3,260) Total other non-mortgage debt: $11,420 (+1,384) Total mortgage debt: $154,353 (-$835) Cash/cash equivalents: $5,564 (+837) Total retirement savings: $128,401 (+$10,010) Non-Equity… Continue Reading