March numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,373 (no change) Total credit card debt: $29,803 (-$2,942) Total other non-mortgage debt: $12,145 (-$937) Total mortgage debt: $145,011 (-$860) Cash/cash equivalents: $12,492 (+$211) Total retirement… Continue Reading
February numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Net monthly W2 pay: $3,373 (-$97) Total credit card debt: $32,745 (-$900) Total other non-mortgage debt: $13,082 (+$5,266) Total mortgage debt: $145,871 (-$858)… Continue Reading
So if an emergency fund is a racket and BAD IDEA (as thoroughly covered here and here) what do I do? I don’t keep an emergency fund, but I do keep quite a bit of accessible funds around. These aren’t… Continue Reading
December numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (no change) Total credit card debt: $34,896 (+$1,184) Total other non-mortgage debt: $1,356 (-$104) Total mortgage debt: $147,586 (-$853) Cash/cash equivalents: $10,693 (+$781) Total retirement… Continue Reading
November numbers: Personal: Gross monthly W2 pay: $5,375 (no change) Net monthly W2 pay: $3,470 (+$195) Total credit card debt: $33,712 (+$9,101) Total other non-mortgage debt: $1,460 (-$8,367) Total mortgage debt: $148,439 (-$858) Cash/cash equivalents: $9,912 (+$891) Total retirement savings: … Continue Reading
Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading
Made two sales today, so thought I’d do a quick update with the breakdown of eBay sales. So without further ado, let’s get into the sexy, sexy numbers! Sold a premium version of Volo’s Guide to Monsters (a special release… Continue Reading
I thought I would share some details on one of my businesses: sales of books on amazon. When I have time I like to go to bookstores/thriftstores and buy books and things (more on the ‘things’ part in a future… Continue Reading
January numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,387 Total credit card debt: $28,776 (+$3,994) Total other non-mortgage debt: $6,711 +$1,846) Total mortgage debt: $156,773 (+$2,165) Cash/cash equivalents: $14,696 (+$364) Total retirement savings: $171,127 (+$6,110) Non-Equity… Continue Reading
So I’ve added an affiliate link page (here, or as a clickable link in the top tabs near the privacy policy) as well as google and Amazon ads. This is just another step along the path to financial independence and… Continue Reading