Why I Have No Emergency Fund
Ok, I lied. I have a little bit of an emergency fund – I keep $300 in my savings account, which I draw down to that amount each time I reach $1,000. I use that money to pay off more… Continue Reading
Me
Details about me
REITs and Tax Benefits
This post could also be titled ‘how Dumpling is dumb and misunderstanding something’ but I don’t think so. But please, if I’m wrong TELL ME IMMEDIATELY! I would really appreciate it. Because if I’m wrong it’s going to mean a… Continue Reading
Update #4 – August 2018
August numbers: Personal: Gross monthly W2 pay: $5,833 (no change) Net monthly W2 pay: $3,399 (no idea why there was a change) Total credit card debt: $10,073 (-$340) Total other non-mortgage debt: $16,149 (+$2,064) Total mortgage debt: $118,317 (-$715) Cash/cash… Continue Reading
Unexpected Benefits of FI?
(Short post warning – yay!) I’m wondering what do you consider the unexpected benefits of FI. One I recently considered is no more meetings. If I never need to spend 5 minutes waiting for a useless meeting to start and… Continue Reading
What’s Your Savings Rate?
Short answer is – dunno. Long answer (and you knew there’d be a long answer, didn’t you) is – it’s complicated. I actually think of my savings rate as two rates – pre-tax and post-tax. Because my pre-tax is easier… Continue Reading
Saving is Better than Earning
After the last few posts you guys deserve a rest, and this is going to be a short one. So here we go: saving is better than earning. There you go, lesson over. Oh, you wanted more? Ok, I’ll explain… Continue Reading
I Am A Judgy McJudgyPants!
And so are you! It always happens, I see or read something that I disagree with “Ooooh, they budgeted a vacation before paying off their credit card debt? I don’t know that I would make that choice…” and you’re off… Continue Reading
Post Frequency (Largely “In”)
This should be a short post, even from a verbose bastard like me. If you’re wondering what my eventual post frequency is going to be, I’m hoping to eventually settle down and post 1-2 times per week starting this week… Continue Reading
Ho-Lee Crap, is This A Bad Article!
So I was reading this article about FIRE, and wow is it awful! (After-the-fact NOTE: I don’t blame the author – read on, MacDuff!) Right off the bat, the author misses the point of FatFIRE and LeanFIRE – these are… Continue Reading
How the Heck Do You Make Money, Anyway?!?!?! (Part Two – Real Estate)
See last post for the first half of my momentous wall of text. To continue… Real estate is my other slightly more passive (theoretically) income stream. I say theoretically because the way I’ve set up this business is more labor-intensive… Continue Reading