September numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 Total credit card debt: $20,441 (-$3,041) Total other non-mortgage debt: $10,548 (+$3,909) Total mortgage debt: $150,146 (-$846) Cash/cash… Continue Reading
March numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,616 Total credit card debt: $25,872 (+166) Total other non-mortgage debt: $10,036 (+574) Total mortgage debt: $155,188 (-$832) Cash/cash equivalents: $4,727 (-10,967) Total retirement savings: $118,391 (-$57,019) Non-Equity… Continue Reading
Long before I discovered FI I did a calculation of when I could retire. Given my income and savings rate at that time, my retirement date was somewhere in my early 120’s. Clearly that was unacceptable, so I endeavored to… Continue Reading
I have many reasons for my “Why of FI” but this is a pretty good explanation too. Can you imagine what your life would be like if you didn’t HAVE to work? https://www.npr.org/2019/11/01/775548069/after-days-of-resignations-the-last-of-the-deadspin-staff-have-quit And no, I have no idea how… Continue Reading
Just a heads up on a free ebook on side hustles! It’s called The Side Hustle Path: 10 Proven Ways to Make Money Outside of Your Day Job. I haven’t read it, but at the low-low price of free, what do… Continue Reading
So I was reading this article about FIRE, and wow is it awful! (After-the-fact NOTE: I don’t blame the author – read on, MacDuff!) Right off the bat, the author misses the point of FatFIRE and LeanFIRE – these are… Continue Reading