November 2020: Accidental Market Timing Super-Duper Helps

November numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,470 (+$195) Total credit card debt:  $33,712 (+$9,101) Total other non-mortgage debt:  $1,460 (-$8,367) Total mortgage debt:  $148,439 (-$858) Cash/cash equivalents:  $9,912 (+$891) Total retirement savings: … Continue Reading

June 2020: Some Positive Signs

June numbers: Personal: Gross monthly W2 pay: $5,375 Net monthly W2 pay: $3,275 (-$341) Total credit card debt: $23,836 (+$99) Total other non-mortgage debt: $7,946 (-$1,412) Total mortgage debt: $152,677 (-$830) Cash/cash equivalents: $7,022 (+$1,099) Total retirement savings: $139,560 (+$10,391)… Continue Reading