Annaly Capital Management

March 2021: Better, Soon to be Worse

Posted on by Dumpling

March numbers: Personal: Gross monthly W2 pay:  $5,375 (no change) Net monthly W2 pay:  $3,373 (no change) Total credit card debt:  $29,803 (-$2,942) Total other non-mortgage debt:  $12,145 (-$937) Total mortgage debt:  $145,011 (-$860) Cash/cash equivalents:  $12,492 (+$211) Total retirement… Continue Reading →

Why I DO Keep Accessible Cash (Emergency Fund Series Part 2)

Posted on by Dumpling
roll of american dollar banknotes tightened with band

So if an emergency fund is a racket and BAD IDEA (as thoroughly covered here and here) what do I do? I don’t keep an emergency fund, but I do keep quite a bit of accessible funds around. These aren’t… Continue Reading →