Financial updates – hopefully monthly.
Or maybe it just sucks in general. I’ll explain. No, I’ll sum up. I have used probably a dozen budgeting and account aggregation tools in my lifetime. Mint, Wealthfront, YNAB, and others provided by my various banking institutions. The problem… Continue Reading
In a word: No. In many words (you had to know that was coming by now): No, I’m not particularly having fun restricting my spending and trying to earn/save as much money as quickly as possible. It creates a lack… Continue Reading
So I wanted to do a deep dive into something I’ve learned since the beginning of the year, especially since all you lovely people helped (thanks, boo!) That is the emotional importance of recognizing your actual gross and net incomes.… Continue Reading
September numbers: Personal: Gross monthly W2 pay: $4,833 (-$1,000/mo because the special pay increment changed) Net monthly W2 pay: $2,929 (-$470, a reflection of the above) Total credit card debt: $11,107 (+$1,034) Total other non-mortgage debt: $16,481 (+$332) Total mortgage… Continue Reading
Ok, I lied. I have a little bit of an emergency fund – I keep $300 in my savings account, which I draw down to that amount each time I reach $1,000. I use that money to pay off more… Continue Reading
August numbers: Personal: Gross monthly W2 pay: $5,833 (no change) Net monthly W2 pay: $3,399 (no idea why there was a change) Total credit card debt: $10,073 (-$340) Total other non-mortgage debt: $16,149 (+$2,064) Total mortgage debt: $118,317 (-$715) Cash/cash… Continue Reading
See last post for the first half of my momentous wall of text. To continue… Real estate is my other slightly more passive (theoretically) income stream. I say theoretically because the way I’ve set up this business is more labor-intensive… Continue Reading
This is actually a pretty complex question, and I’ll need to dip into the distant past a bit to explain. At the moment I have four income streams: Jobby-job/W2 income, collectibles income (Amazon, eBay, and Facebook), and real estate income.… Continue Reading
I mean, yeah, some totals are fine, but what the hell is in those buckets anyway? Well, I’ll tell you. Not enough! But, while I’m working on that (full buckets are fun buckets – cheeeeeeeesy) I’ll break out a bit… Continue Reading
This is the first of what will be many regular (maybe monthly?) updates. I’m planning to generally lead with the summary bullets and then follow with a bit of analysis (whining) or explanation (whining) about why my expenses went to… Continue Reading