Details about my plans to one day not work.
So I wanted to do a deep dive into something I’ve learned since the beginning of the year, especially since all you lovely people helped (thanks, boo!) That is the emotional importance of recognizing your actual gross and net incomes.… Continue Reading
September numbers: Personal: Gross monthly W2 pay: $4,833 (-$1,000/mo because the special pay increment changed) Net monthly W2 pay: $2,929 (-$470, a reflection of the above) Total credit card debt: $11,107 (+$1,034) Total other non-mortgage debt: $16,481 (+$332) Total mortgage… Continue Reading
Ok, I lied. I have a little bit of an emergency fund – I keep $300 in my savings account, which I draw down to that amount each time I reach $1,000. I use that money to pay off more… Continue Reading
This post could also be titled ‘how Dumpling is dumb and misunderstanding something’ but I don’t think so. But please, if I’m wrong TELL ME IMMEDIATELY! I would really appreciate it. Because if I’m wrong it’s going to mean a… Continue Reading
August numbers: Personal: Gross monthly W2 pay: $5,833 (no change) Net monthly W2 pay: $3,399 (no idea why there was a change) Total credit card debt: $10,073 (-$340) Total other non-mortgage debt: $16,149 (+$2,064) Total mortgage debt: $118,317 (-$715) Cash/cash… Continue Reading
(Short post warning – yay!) I’m wondering what do you consider the unexpected benefits of FI. One I recently considered is no more meetings. If I never need to spend 5 minutes waiting for a useless meeting to start and… Continue Reading
Short answer is – dunno. Long answer (and you knew there’d be a long answer, didn’t you) is – it’s complicated. I actually think of my savings rate as two rates – pre-tax and post-tax. Because my pre-tax is easier… Continue Reading
After the last few posts you guys deserve a rest, and this is going to be a short one. So here we go: saving is better than earning. There you go, lesson over. Oh, you wanted more? Ok, I’ll explain… Continue Reading
See last post for the first half of my momentous wall of text. To continue… Real estate is my other slightly more passive (theoretically) income stream. I say theoretically because the way I’ve set up this business is more labor-intensive… Continue Reading
I mean, yeah, some totals are fine, but what the hell is in those buckets anyway? Well, I’ll tell you. Not enough! But, while I’m working on that (full buckets are fun buckets – cheeeeeeeesy) I’ll break out a bit… Continue Reading