Happy Thanksgiving!
Hope you all have a great holiday, full of fun and family!
Me
Details about me
November 2018 Update: Largely Better.
November numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $2,828 (-$6, again no idea why) Total credit card debt: $10,041 (-$623) Total other non-mortgage debt: $16,759 (-$541) Total mortgage debt: $116,160 (-$720)… Continue Reading
Due to the Needs of the Business
One of the things I always try to remember about working toward financial independence is that we’re all potentially on the path to early retirement. It’s just that some of us may not know it (a good article that sparked… Continue Reading
October 2018 Update: And Now, Matters Are Worse.
October numbers: Personal: Gross monthly W2 pay: $4,833 (no change from prior month) Net monthly W2 pay: $2,834 (-$95, no idea why) Total credit card debt: $10,664 (+$443) Total other non-mortgage debt: $17,300 (-$819) Total mortgage debt: $116,880 (-$720) Cash/cash… Continue Reading
Current Challenge: Business Spending
So I have a confession to make. I spend too much money. I know, I know, you’re like “Well, duh, Dumpling, so does everyone – life is expensive!” And that’s true. However, I’ve done a decent job of dialing back… Continue Reading
Why Account Aggregation Sucks if You’re Roo-rul
Or maybe it just sucks in general. I’ll explain. No, I’ll sum up. I have used probably a dozen budgeting and account aggregation tools in my lifetime. Mint, Wealthfront, YNAB, and others provided by my various banking institutions. The problem… Continue Reading
Am I Having Fun on the Path to FI?
In a word: No. In many words (you had to know that was coming by now): No, I’m not particularly having fun restricting my spending and trying to earn/save as much money as quickly as possible. It creates a lack… Continue Reading
True-Net Income and You!
So I wanted to do a deep dive into something I’ve learned since the beginning of the year, especially since all you lovely people helped (thanks, boo!) That is the emotional importance of recognizing your actual gross and net incomes.… Continue Reading
Update #5 – September 2018
September numbers: Personal: Gross monthly W2 pay: $4,833 (-$1,000/mo because the special pay increment changed) Net monthly W2 pay: $2,929 (-$470, a reflection of the above) Total credit card debt: $11,107 (+$1,034) Total other non-mortgage debt: $16,481 (+$332) Total mortgage… Continue Reading
Silence/Crickets/Etc.
So only a few months in (maybe even one month?) and I’ve already dropped the ball. It’s been a few weeks since I posted anything. In my defense I’ve been out of town three of the last four weeks, but… Continue Reading