Why I Have No Emergency Fund
Ok, I lied. I have a little bit of an emergency fund – I keep $300 in my savings account, which I draw down to that amount each time I reach $1,000. I use that money to pay off more… Continue Reading
Month: August 2018
REITs and Tax Benefits
This post could also be titled ‘how Dumpling is dumb and misunderstanding something’ but I don’t think so. But please, if I’m wrong TELL ME IMMEDIATELY! I would really appreciate it. Because if I’m wrong it’s going to mean a… Continue Reading
Whoopsie on the Posting Schedule
So I know I said I was going to be posting twice a week. Well, I didn’t. I scheduled some things to post, but did it in the wrong month because dumb. I’ve rescheduled those for the next week, so… Continue Reading
Update #4 – August 2018
August numbers: Personal: Gross monthly W2 pay: $5,833 (no change) Net monthly W2 pay: $3,399 (no idea why there was a change) Total credit card debt: $10,073 (-$340) Total other non-mortgage debt: $16,149 (+$2,064) Total mortgage debt: $118,317 (-$715) Cash/cash… Continue Reading
Unexpected Benefits of FI?
(Short post warning – yay!) I’m wondering what do you consider the unexpected benefits of FI. One I recently considered is no more meetings. If I never need to spend 5 minutes waiting for a useless meeting to start and… Continue Reading
What’s Your Savings Rate?
Short answer is – dunno. Long answer (and you knew there’d be a long answer, didn’t you) is – it’s complicated. I actually think of my savings rate as two rates – pre-tax and post-tax. Because my pre-tax is easier… Continue Reading
Free Book Alert!
Just a heads up on a free ebook on side hustles! It’s called The Side Hustle Path: 10 Proven Ways to Make Money Outside of Your Day Job. I haven’t read it, but at the low-low price of free, what do… Continue Reading
Saving is Better than Earning
After the last few posts you guys deserve a rest, and this is going to be a short one. So here we go: saving is better than earning. There you go, lesson over. Oh, you wanted more? Ok, I’ll explain… Continue Reading
I Am A Judgy McJudgyPants!
And so are you! It always happens, I see or read something that I disagree with “Ooooh, they budgeted a vacation before paying off their credit card debt? I don’t know that I would make that choice…” and you’re off… Continue Reading
Post Frequency (Largely “In”)
This should be a short post, even from a verbose bastard like me. If you’re wondering what my eventual post frequency is going to be, I’m hoping to eventually settle down and post 1-2 times per week starting this week… Continue Reading