August 2020: Stable, But Not Exciting

August numbers:

  • Personal:
    • Gross monthly W2 pay: $5,375
    • Net monthly W2 pay: $3,275 
    • Total credit card debt: $23,482 (-$1,925)
    • Total other non-mortgage debt: $6,639 (+$113)
    • Total mortgage debt: $150,992 (-$844)
    • Cash/cash equivalents: $8,165 (+$495)
    • Total retirement savings: $152,200 (+$5,395)
    • Non-Equity Net worth: $-20,738 (+$8,555)
    • Total Net Worth: $264,562

So a decent month as you can tell. Overall decline of debt, as expected due to not being an asshat with my spending. Continued decline of mortgage debt due to paydown from rentals. Slight increases in cash and retirement due to improvements in the market. All combined to increase net worth satisfyingly. 

Getting these updates out on time continues to be a challenge, but I’m hoping to carve out some time this weekend to warehouse a few post. Pending, of course, the world being an ongoing dumpster fire and sapping my will to get out of bed.

Dumpling